FAQs for motor, travel, pet and household policy holders

How does the UK voting to leave the European Union affect my insurance policy?

There is currently no impact on your insurance policy.

While negotiations over the terms of the UK’s withdrawal from the European Union are ongoing, a transition period has been proposed that would mean current EU rules would continue to apply in the UK past the original departure date of 30th March 2019. If this transition phase is agreed, there will be no impact on your insurance cover until the end of that period.

The insurance industry and the ABI, are working together to establish clarity over any changes to your insurance policies as a result of Brexit, and will update this webpage as soon as details are available. 

Travel insurance

I'm travelling to another European Union country, does the UK voting to leave the EU affect my travel insurance policy?

While negotiations over the terms of the UK’s withdrawal from the European Union are ongoing, a transition period has been proposed that would mean current EU rules would continue to apply in the UK past the original departure date which was set at 30 March 2019. If this transition phase is agreed, there will be no impact on your insurance cover until the end of that period.

If you plan on driving in Europe, it is particularly important that you ensure you are properly insured and are carrying the right documentation.  As well as reading these FAQs, refer to the Government’s advice on driving abroad.

Motor insurance

I am travelling to another European Union country by vehicle, does the UK voting to leave the European Union impact on my motor insurance cover?

Currently, the UK’s withdrawal from the European Union should not impact your motor insurance if you are travelling abroad. However, it may be that in the future, once the UK is no longer a member of the EU, you will need to be holding a valid Green Card to travel to another European Union country by vehicle.

A Green Card is issued by the driver’s insurer, and acts as evidence that the minimum legal cover required is in force for the country visited whilst driving outside the UK.

The insurance industry is working with the UK Government and the European Commission to seek an agreement that, whatever the results of Brexit negotiations, UK registered vehicles can continue to travel in the EU without needing a Green Card. However, it is possible that if agreement is not reached it will become your responsibility to apply for a Green Card if you are planning to drive outside the UK after Brexit.

We will continue to update this page with any new information when it is available – please check this page regularly for updates.

 

Does the UK voting to leave the European Union affect my European breakdown cover?

No, currently your breakdown cover will still work as usual across the EU if you have purchased the European breakdown option. We will update this webpage as soon as details are available about any changes that may occur when the UK completes the process of leaving the European Union, which is currently expected to take place at the end of the proposed transition period.

 

Does the UK voting to leave the European Union affect whether I can drive in the EU with my UK driving licence?

While negotiations over the terms of the UK’s withdrawal from the European Union are ongoing, a transition period has been proposed that would mean current EU rules would continue to apply in the UK past the original departure date which was set at 30th March 2019. If this transition phase is agreed, it is likely there will be no impact on your driving licence however you should continue to check the DVLA website for appropriate advice.

We will update this webpage as soon as details are available about any changes that may occur when the UK leaves the European Union.

Additional notes for motorists

If you plan on driving in Europe, it is particularly important that you ensure you are properly insured and are carrying the right documentation.  As well as reading these FAQs, refer to the Government’s advice on driving abroad.

Pet insurance

I have pet travel cover I am travelling to another European Union country with my pet, does the UK voting to leave the European Union affect my cover?

There is currently no impact on your Pet travel cover.

While negotiations over the terms of the UK’s withdrawal from the European Union are ongoing, a transition period has been proposed that would mean current EU rules would continue to apply in the UK past the original departure date which was set at 30th March 2019. If this transition phase is agreed, there will be no impact on your insurance cover until the end of that period.

Cover to travel under your pet insurance is reliant on you meeting the terms of the United Kingdom Government Pet Travel Scheme, known as PETS which is administered by DEFRA the Department for Environment, Food and Rural Affairs. It is possible that in the future, travelling with your pet may involve more planning. Additional information is included on https://www.gov.uk/government/publications/taking-your-pet-abroad-if-theres-no-brexit-deal/taking-your-pet-abroad-if-theres-no-brexit-deal.

More information

As the exit process progresses, RSA will continue to keep customers updated on the impact of negotiations on our policies and products, posting them on our website, Twitter and Facebook.

In the meantime, if you have any concerns that aren't addressed here, please contact us or email brexit@gcc.rsagroup.com.