Credit ratings
Our credit ratings and the latest assessments from Moody’s, Fitch, DBRS and AM Best.
Moody's rating reflects RSA's top tier market position in the UK Commercial property and Casualty (P&C) market, solid capitalization and implicit support from Intact. These strengths are supported by Moody's expectation that profit will improve over the medium term following recent restructuring of its underwriting portfolio towards its more profitable commercial business.
Fitch has reaffirmed very strong financial strength ratings to RSA and its subsidiaries, reflecting their strategic importance and Intact's willingness and ability to provide support.
The DBRS ratings are primarily driven by the ratings of RSA and its subsidiaries' parent organisation, Intact Financial Corporation. The rating upgrade reflects Intact's strong financial performance and growth in premiums, as well as recent acquisitions that have enhanced the franchise through increased product and revenue diversification while deepening market shares.
The AM Best rating reflects RSA's consolidated balance sheet strength, which AM Best assesses as very strong, as well as its adequate operating performance, neutral business profile, and appropriate enterprise risk management. In addition, the ratings consider, in the form of lift, the support of its parent company, IFC.