Annual Report and Accounts 2015

Focused, Stronger, Better

Martin Scicluna, Chairman of RSA Group plc and the RSA Group Board of Directors

Martin Scicluna


"Welcome to our 2015 Annual Report. During the year we have continued to make excellent progress on our transformation journey."

Stephen Hester, RSA Group Chief Executive

Stephen Hester

Group Chief Executive

"The turnaround phase of our Action Plan is nearly complete and we have good prospects of substantial further performance improvement."

2015 results

  • £6.8bn

    Net written premiums

  • 96.9%

    Combined operating ratio

  • £323m

    Profit before tax

  • 10.5p

    Dividend for the year


Indicative target profitability

By the end of 2015, our strategic refocus was nearly complete. We can now unlock the performance power of focus in our three core regions.


Tangible net asset value

Following our financial overhaul in 2014, our capital position has remained strong throughout 2015.


Better value for customers

We're focusing on being proactive and digitally enabled and providing tailored products that meet evolving customer requirements. Read more on pages 14-15 of our 2015 Annual Report.

Better value for shareholders

We have simplified the business. We are also investing in the future and streamlining the cost base to build the foundations for attractive shareholder returns. Read more on pages 20-21 of our 2015 Annual Report.

Better value for employees

We are simplifying processes and upgrading tools to make it easier to get things done. Read more on pages 16-17 of our 2015 Annual Report.

Better value for society and the environment

We have four key priorities as part of our Corporate Responsibility programme, starting with acting as a responsible business. Read more on pages 18-19 of our 2015 Annual Report.


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