Company Structure
The Group is organised into three main regions: UK, International and Emerging Markets.
UK
We are the UK’s largest commercial insurer and third largest personal lines insurer.
Our Commercial business writes Property, Motor, Liability and Marine insurance. The business has a strong reputation for technical excellence. We are the UK’s largest Property and second largest Liability and Motor insurer and a leading Marine underwriter.
Our Personal business is the third largest in the UK, and writes business through the broker, direct and affinity channels.
MORE TH>N ®, our direct business has around 2.6 million covers in place, providing Household, Motor, Travel and Pet insurance.
We are the UK’s second largest Household and fourth largest Motor insurer. Our affinity business provides a range of insurance products to the retail customers of our corporate partners.
Geographical split of operations - by net written premium
 | 1. UK 42% |