Company Structure
The Group is organised into three main regions: UK, International and Emerging Markets.
International
International comprises our businesses in the mature markets of Scandinavia, Canada, Ireland and Italy.We provide a range of personal insurance including: motor, household, personal accident and travel. In Commercial we write property, marine and liability insurance.
Scandinavia
Scandinavia represents 53% of the International portfolio and 25% of the RSA Group. Codan in Denmark and Trygg-Hansa in Sweden are the third largest insurers in their respective markets. We also have a growing presence in Norway and a Marine business in Finland.
Canada
In Canada, we are the sixth largest general insurer. Johnson, our direct business, is Canada’s second largest affinity writer and we are well positioned in the Broker channel.
Ireland
In Ireland, we are a pure intermediated business and a leading provider of Household insurance.
Italy
Our Italian business is focused primarily in the north of the country, distributing through a network of non-tied agents and brokers, and this year we continued to grow ahead of the market.
Geographical split of operations - by net written premium
 | 1. UK 42% |